No matter what type of motor vehicle you drive, you can lower your rates by taking certain precautions and being labelled as a ‘safe driver’. This goes for motorcyclists as well. It goes without saying that there are certain times of the year that are more dangerous than others when it comes to driving a motorcycle such as torrential rain, snow and ice winter.
This is a time that you should use extra caution not only to keep your safety a priority but to keep your rates lower on your insurance cover. Most people are aware that they can get certain discounts on their cover for car insurance but they are not aware that there is also discounts for motorcycle insurance cover as well. Being a safe driver can add up to a huge discount when it comes time for insurance.
There are classes available for motorbike riders to help them learn safety techniques to keep them safer on the road when the going gets rough. Safety is much more than using extra caution when it rains. There are actually safety tips that can be learnt to teach you techniques for driving in bad weather.
Many bikers will put their motorbikes away for the winter months, but for some that is not an option. This is their only means of transportation so taking such classes as motorbike safety is a necessity.
With some companies you can lower your rates just for taking the approved courses, but with all companies you can lower your rates for having a clean driving record over a certain period of time, known as a no claims discount. You may want to consider carrying extra cover during the winter months as the roads are much more dangerous during this time of the year. No matter how experienced you are, there are always risks on the road with things that are out of your control as well as the way others drive. It is always better to be safe than sorry.
One of the first safety precautions you can take is by wearing the right gear. You want to be sure that you are warm but not wearing clothes that will immobilise you. If you limit your movement, you can put yourself at risk for having an accident as you will not be able to move as you need to. You want to be sure to wear bright reflective clothes that will keep you warm and give you room to move. Ensure that all of the lights work as they should on your motorbike, you want to be seen by those around you to increase your safety.
Make sure to keep your mirrors in place and clean so you can see what is going on behind and at the side of you. It is also helpful to use a spray on them that will help reduce the chances of them fogging over or getting blurry in the rain and snow which can limit your visibility. There are other little things that you can do to make your ride much safer and more enjoyable such as gloves that have warmers built in them or handlebars that are warmed to keep your hands from freezing up in the super cold weather.
You will be able to find cheap motorcycle insurance rates by taking some safety precautions which means reduce the risks to insurers as well as yourself.
If you’re looking for a quote on cheap motorcycle insurance visit Swinton.